The wallet app "Kyash" can be used free of charge.
* However, separate fees apply for telecommunications charges (including internet connection fees).
The following fees apply depending on the services and features used with "Kyash".
1. Withdrawal from a bank account
Withdrawal fee | 220 yen |
For more information, please refer to "Deposits and Withdrawals from Bank Accounts".
2. Withdrawal from Seven Bank ATMs
Withdrawal fee | 220 yen |
For more information, please refer to the "Procedure for Withdrawing from Seven Bank ATMs".
3. Payment at overseas stores, etc.
Overseas service fee | 3% of the transaction fee* |
* The amount will be converted to Japanese yen based on the exchange rate determined by Visa.
For more information, please refer to "Notes on Overseas Usage and Payments in Foreign Currency".
4. Issuance of Real Card
Kyash Card
Issuance fee / Reissuance fee | 900 yen |
Reshipment fee | 450 yen |
If following the application for card issuance, we are unable to issue the card based on our predetermined assessment, a fee of 300 yen will be charged as administrative processing costs (600 yen will be refunded to your balance).
Kyash Card Lite
Issuance fee / Reissuance fee | 300 yen |
For more information, please refer to the "Important Points to Note when Applying for a Real Card".
5. Pay Later - “Ima Sugu Nyukin” service
Application Amount | Fee |
3,000 - 10,000 yen |
500 yen |
11,000 - 20,000 yen |
800 yen |
21,000 - 30,000 yen |
1,150 yen |
31,000 - 40,000 yen |
1,500 yen |
41,000 - 50,000 yen |
1,800 yen |
For more information, please refer to "Available Amount and Fees for Pay Later".
6. Excessive Deposit Amount to Deposit-Only Account
Excess Deposit Amount | Fee |
551 - 29,999 yen | 220 yen |
30,000 yen or more | 440 yen |
For more information, please refer to "About Deposit Account (Deposit-Only Account)".
*If there are any discrepancies between the version other than Japanese and the Japanese version, the Japanese version shall prevail.